Save more money ๐Ÿ’™

Budgets, comparisons and smarter spending. Free calculators that run right in your browser.

๐Ÿ“Š 50/30/20 budget planner

A simple rule: 50% for needs, 30% for wants, 20% for savings.

๐Ÿ  Needs (50%) โ€” rent, bills, foodโ€“
๐ŸŽ‰ Wants (30%) โ€” fun, eating outโ€“
๐Ÿ’ฐ Savings (20%)โ€“

Compare with what you really spend

NeedsWantsLeft to save
Left over each monthโ€“

๐ŸŽฏ Savings goal

How much do you need to save to reach your target?

Save each month

โ€“

โ‰ˆ โ€“ per week ยท โ€“ per day

๐ŸŽฏ Track this goal in my account

๐Ÿ’ง Small-costs leak finder

Small everyday spending adds up. See what it costs you โ€” and what it could grow to if saved instead.

Cost per yearโ€“
Could grow to, if savedโ€“

Interest is an example only. Real returns vary and are not guaranteed.

8 smart saving habits

Pick one this week. Small changes, real results.

1

Pay yourself first

Move money to savings on payday, before you spend anything else. Automate it.

2

Cancel what you don't use

Check your bank statement for subscriptions and memberships you forgot about.

3

Compare your bills yearly

Mobile, internet, insurance and electricity โ€” prices change, loyalty rarely pays.

4

Use the 48-hour rule

Want something non-essential? Wait two days. Often the urge disappears.

5

Plan meals & shop with a list

Food is one of the biggest flexible costs. A list cuts impulse buys.

6

Build an emergency fund

Aim for 3โ€“6 months of essential costs so surprises don't become debt.

7

Pay off expensive debt first

Credit card interest usually costs more than savings accounts earn.

8

Buy quality second-hand

Furniture, electronics, kids' items and tools are often like-new for half the price.

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